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Mexican Home & Condo Insurance for Baja Good Life Club Members



Mexican Home and Condo Insurance

Special Savings for Baja Good Life Club Members, get your discount on already competitive prices regardless of where in Mexico or Baja your home is located. Questions about home/condo insurance, please contact Jason Wagner (818) 788-5353. Be sure to have your club member ID ready.

The policies available through the Mexico experts at West Coast Insurance, all are US Style Policy Structure. Meaning, it is very similar to a US homeowner’s policy in terms of how it reads and covers your home in Mexico. Some of the highlights include easy understanding deductibles, replacement cost and broad open peril coverage for your home and personal belongings. Also, hard to find coverage like earthquake, wind, flood, & hurricane options.

All risk vs. named peril policys - Complicated Insurance stuff, right? Well maybe not. All risk means all things covered unless it is excluded, it is covered. Named peril means only things covered if it is listed, and of course, watch out for those exclusions. Understanding what types of insurance policies are being offered in Mexico allows you “the homeowner” the opportunity to make the best decision. Understand that Baja Good Life Members are offered ALL RISK Mexico homeowners’ policy through West Coast Insurance.

Highlights of our Mexico Homeowner’s Insurance Policy:

1. Dwelling Coverage – Up to 3 Million USD              
2. Other Structures – 10% of Dwelling
3. Personal Property – 40% of Dwelling
4. Loss of Use – 20% of Dwelling
5. Debris Removal – 10% of Dwelling
6. Liability – Up to 1 Million USD
7. Medical Payments – $5,000
8. Open Peril or All Risk Coverage Option for your home and personal belongings
9. Replacement Loss Settlement Option for your home and personal belongings
10. Coverage for catastrophic coverage including Earthquake, Hurricane, Flood, etc.
11. Customer service support from West Coast Insurance Services your Mexico Insurance Experts & Bilingual Claims Representatives
12. Claims support in the U.S. or Mexico
We also offer Renter’s Liability coverage at no additional charge for those that you rent out your home or condo. If you have any insurance questions, please contact Jason Wagner (818) 788-5353; when you’re ready to Secure Coverage!! Do NOT forget to let him know you are a BGL Club Member - Get your exclusive club discount!